Now accepting applications for Q2 2026

Your UK Credit Score,
Your Nigerian Dream Home

We help Nigerians in the UK use their established credit history to secure mortgages for properties back home. Bridge the gap between your diaspora success and your Nigerian investment.

FCA Regulated
CBN Licensed Partners
500+ Families Helped
£2.5M+
Mortgages Facilitated
4.8%
Average Interest Rate
21 Days
Average Approval Time
How It Works

From UK Credit to Nigerian Keys

A simple four-step process designed for busy professionals in the diaspora.

01

Share Your UK Credit

Connect your UK credit profile securely. We work with Experian, Equifax, and TransUnion to verify your credit history.

02

Get Pre-Approved

Receive your mortgage pre-approval within 48 hours. Know exactly how much you can borrow for your Nigerian property.

03

Find Your Property

Browse verified properties across Lagos, Abuja, Port Harcourt, and other major cities with our trusted partners.

04

Close & Own

Complete your purchase with our end-to-end support. We handle the legal, financial, and property verification processes.

Why Hive Finance

Built for the Diaspora Experience

We understand the unique challenges of investing in Nigeria from abroad.

Leverage Your UK Credit

Your years of building credit in the UK finally work for you back home. No need to start from scratch.

Fully Regulated

We operate under FCA guidelines in the UK and partner with CBN-licensed institutions in Nigeria.

Competitive Rates

Access rates starting from 4.2% APR, significantly lower than typical Nigerian mortgage rates.

Fast Approval

Get pre-approved in 48 hours and complete your purchase in as little as 21 days.

Dedicated Support

UK and Nigeria-based teams available in your timezone, fluent in your context.

End-to-End Service

From credit check to key handover, we manage every step of your property journey.

Featured Properties

Verified Properties Waiting for You

All properties are verified by our on-ground team with clear titles and proper documentation.

Lekki
Popular

Modern Apartment in Lekki Phase 1

Lekki, Lagos
3 Beds
3 Baths
₦85,000,000
~£45,000
Gwarinpa
New

Executive Duplex in Gwarinpa

Gwarinpa, Abuja
5 Beds
4 Baths
₦120,000,000
~£64,000
Victoria Island
Premium

Luxury Penthouse VI

Victoria Island, Lagos
4 Beds
4 Baths
₦250,000,000
~£133,000

All Properties Verified

Our on-ground team conducts title verification, physical inspection, and developer background checks.

200+
Properties
15
Cities
50+
Developers
Success Stories

Trusted by Nigerians Across the UK

Real stories from real homeowners who made their Nigerian property dreams a reality.

After 8 years in the UK, I finally own a property in Lagos. Hive Finance made it possible to use my UK credit history. The process was seamless.
3-bed apartment in Lekki
CO
Chidinma Okonkwo
Software Engineer, London
I was skeptical at first, but the team was incredibly professional. They handled everything from pre-approval to the final handover. My parents now have a comfortable home in Abuja.
4-bed house in Gwarinpa
EN
Emeka Nwosu
NHS Doctor, Manchester
The interest rate was better than I expected, and the approval was faster than any mortgage process I have experienced in the UK. Highly recommended for diaspora Nigerians.
2-bed apartment in Victoria Island
AB
Aisha Bello
Accountant, Birmingham
FAQ

Common Questions

Everything you need to know about getting started.

Ready to Own Property in Nigeria?

Take the first step today. Check your eligibility in under 2 minutes without affecting your credit score.

No commitment required. Soft credit check only.